FOR ANYONE TRYING TO FIX THEIR CREDIT THE RIGHT WAY

BEFORE YOU DISPUTE ANOTHER ACCOUNT...

DO THESE 7 THINGS FIRST

Stop throwing random disputes at your credit and hoping something works. Get my free Credit-to-Keys Checklist and know what to check before you start.

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YOU'RE NOT BAD AT CREDIT. YOU JUST NEED A GAME PLAN.

You’ve been told to dispute everything, pay everything off, or just wait for your score to go up. But without knowing what to check first, you could be wasting time or making the wrong move.

YOU’RE DISPUTING WITHOUT A PLAN

Sending random disputes and hoping something falls off isn’t a strategy. You need to know what’s reporting, what’s inaccurate, and what actually needs your attention first.

YOU DON’T KNOW WHAT TO TACKLE FIRST

Collections. Charge-offs. Late payments. High balances. Inquiries. When everything looks like a problem, it’s hard to know where to even start.

YOU’RE CHASING A SCORE, NOT THE GOAL

A higher score is great, but the real goal is getting positioned for the apartment, car, home or funding you actually want. Your credit strategy should match where you’re trying to go.

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HERE’S WHAT YOU’LL CHECK BEFORE YOU DISPUTE A THING...

  • What to look for on all 3 credit reports before you start making moves

  • Which personal information and accounts need your attention first and what you shouldn’t blindly dispute

  • The credit factors that could be keeping your score stuck, even if you’re already paying your bills

  • How to connect your credit strategy to your actual goal whether that’s an apartment, car, home or funding

No more guessing. Know what you’re looking at BEFORE you start trying to fix it.

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REAL PEOPLE.

REAL CREDIT RESULTS.

"Hey group starting this journey with a credit score in the 500’s. Checked my credit score this week it is now in the mid 600’s. Excited to where it’s going to be in a few months! 800’s here I come!!!! Thanks to this amazing team! WE GOT THE KEYS!!!!."

- Barbara

"Heyy guys I want to give a shoutout to the team when I started a few months ago my credit was 480 or less now I'm close to the 600s. Although my experian says I'm passed the 600s I'm extremely happy because things are falling into place by the end of the year I'm confident I'll be well passed the 700s.."

- lia

"hey my credit went up 75 pts 😁"

- Joseph

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👋 Hi, I'm Josi, founder of SHE GOT THE KEYS.

I DON’T JUST HELP YOU FIX CREDIT. I HELP YOU GET POSITIONED FOR THE KEYS.

I’m Josilyn Steward, Credit-to-Keys Coach. I help people stop guessing with their credit and start making strategic moves toward the things they actually want apartments, cars, homes and funding.

I’ve helped clients challenge inaccurate negative accounts, rebuild their credit profiles and make major score improvements. But I also know a higher score means nothing if you don’t know what to do with it.

That’s why I created the Credit-to-Keys Checklist to help you understand what to look at before you start making random moves with your credit.

This isn’t about chasing an 800. It’s about getting your credit positioned for where you’re trying to go.

  • Know what’s actually hurting your credit

  • Build a stronger credit profile

  • Get positioned for the keys you actually want

Because the goal was never just a credit score. The goal is what that credit can help you unlock the apartment, the car, the funding, the home and ultimately more options.

To your success,

Josilyn Steward

Credit-to-Keys Coach

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GET THE FREE CREDIT-TO-KEYS CHECKLIST BEFORE YOU MAKE ANOTHER CREDIT MOVE

Before you dispute another account, pay something off or make another move with your credit, make sure you know what you’re actually looking at first.

Download the free Credit-to-Keys Checklist and use it to review your credit with a strategy instead of guessing. Know what needs your attention, what may be holding you back and what to look at before you start trying to fix it..

  • YOUR INFORMATION IS 100% SECURE. WE DON'T DO SPAM EITHER...

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